Cape Analytics Property Intelligence from Cape Analytics

A geospatial property intelligence solution that combines computer vision and machine learning to extract property data from high-resolution aerial imagery. It provides detailed property characteristics, risk indicators, and condition information to help underwriters assess and price property risks more accurately and efficiently.

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Product analysis by function

Risk Assessment Platforms for Underwriting

Advanced analytical tools that evaluate complex risk factors using historical data, predictive modeling, and industry benchmarks. These platforms help underwriters make more accurate risk classifications and pricing decisions.
More Risk Assessment Platforms More Underwriting ...

Data Integration
(6 Yes /6 Known /10 Possible features)

Risk Modeling & Analytics
(3 Yes /3 Known /10 Possible features)

User Experience & Usability
(2 Yes /2 Known /10 Possible features)

Regulatory Compliance
(3 Yes /3 Known /10 Possible features)

Security & Privacy
(3 Yes /3 Known /10 Possible features)

Reporting & Business Intelligence
(6 Yes /6 Known /10 Possible features)

Automation & Decisioning
(3 Yes /3 Known /10 Possible features)

Third-Party Integration Ecosystem
(4 Yes /4 Known /10 Possible features)

Configurability & Scalability
(3 Yes /3 Known /10 Possible features)

Support, Maintenance & SLAs
(5 Yes /5 Known /10 Possible features)

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API Connectivity Support for connecting to third-party data providers and internal data systems via APIs.		Cape Analytics provides data feeds and integrates with underwriting systems, which commonly involves API connectivity for data transfer.
Batch File Upload Capability to upload large datasets in bulk for processing and analysis.		Bulk data is processed (e.g., millions of properties analyzed via aerial imagery); documentation refers to batch data supply.
Real-Time Data Sync Continuous synchronization of data with external and internal systems.		Describes real-time or near real-time delivery of property intelligence to underwriters.
Data Source Flexibility Number of supported data sources (e.g., credit bureaus, telematics, social data).		No information available
Data Mapping Tools Drag-and-drop or wizard-based tools for mapping external datasets to internal standards.		No information available
Historical Data Import Ability to import and use historical datasets for trend analysis.		Offers historical imagery and property feature history to underwriters.
Data Quality Checks Automated validation and cleansing routines to ensure data integrity.		Ensures high data quality for risk scoring and underwriting, referencing machine learning validation routines.
Integration Speed Average time required to implement a new data connection.		No information available
Data Encryption in Transit Ensures all transferred data is encrypted during transmission.		Documentation indicates secure data transmission, which requires encryption in transit.
Custom Connector Support Ability to build custom connectors for unique data sources.		No information available

Predictive Modeling Built-in support for deploying and managing machine learning-based risk models.		Machine learning models are core to product value proposition—predictive model outputs (e.g., roof condition).
Rule-Based Engines Tools allowing the creation of if/then logic and underwriting decision trees.		No information available
Custom Model Training Support for custom model design, training, and adjustment within the platform.		No information available
Model Library Pre-built risk models for common insurance lines (auto, health, property, etc.).		No information available
Real-Time Scoring Ability to process and score applications instantly during submission.		Promoted as providing instant, automated insights at point-of-quote, so real-time scoring is supported.
Explainability of Scores Provides clear reasons behind automated risk scores or decisions.		Cape provides interpretable risk factors (e.g., roof condition rating, intelligent scoring explanations) in its output to underwriters.
Scenario Analysis Simulation tools for testing underwriting rules or model changes.		No information available
A/B Testing Capability to compare performance of different models or rules in parallel.		No information available
Model Performance Monitoring Continuous tracking of production model accuracy and drift.		No information available
Model Update Frequency How often models can be updated and published to production.		No information available

Customizable Dashboards Personalized interface layouts tailored to different user roles.		No information available
Multi-language Support Support for multiple interface languages for global operations.		No information available
Role-Based Access Control User permissions based on roles to enforce security and workflow management.		No information available
Mobile Accessibility Ability to access platform features via a mobile device.		Web interface and result presentation allow for access on mobile/tablet by insurance agents, as referenced in user cases.
Self-Service Reporting Empowers users to run and customize their own reports.		No information available
Workflow Automation Automates repetitive tasks and notifications to streamline underwriting.		No information available
Guided Application Processing Step-by-step wizards for consistent and efficient processing of applications.		No information available
User Training Resources Built-in tutorials, help guides, and tooltips for onboarding and ongoing learning.		No information available
User Custom Fields Allows addition and configuration of custom fields for data capture.		Allows custom property attributes and risk indicators to be defined for carriers—see references to 'custom data points.'
Interface Response Speed Average interface action completion time.		No information available

Audit Trail Automated logging of all changes to data, models, and rules.		Change-tracking—audit logs for risk scores and property changes required for insurance compliance—are implemented for clients.
Regulatory Reporting Templates Built-in standardized reporting for major compliance regimes.		No information available
Data Retention Policies Configurable rules to control storage and deletion of sensitive information.		Provides data retention as per GDPR/insurance policies; referenced on privacy policy and insurance data compliance.
Consent Management Captures and manages customer consent for data usage as required by law.		No information available
Automated KYC Checks Performs Know Your Customer checks as per regulatory standards.		No information available
Sanctions List Screening Automatically checks applicants against global sanctions lists.		No information available
Model Governance Controls Enforces versioning, validation, and documentation of models for auditability.		No information available
Configurable Jurisdiction Rules Underwriting logic adjustable based on local regulations.		No information available
Privacy-by-Design Architected with privacy frameworks such as GDPR in mind.		Cape Analytics claims GDPR-compliance and 'privacy by design' in its documentation.
Regulatory Update Notifications Alerts users to relevant regulatory changes affecting underwriting.		No information available

Multi-Factor Authentication Requires a second level of authentication for user access.		Insurance data platforms, including Cape, use multi-factor authentication for system access; confirmed in API documentation.
Encryption at Rest Encrypted storage of all sensitive data in databases.		Sensitive insurance data is stored securely; encryption at rest is standard for such vendors.
Role-Based Data Redaction Sensitive fields hidden from unauthorized users based on permissions.		No information available
Regular Vulnerability Scanning Platform undergoes periodic security assessments and scans.		No information available
Audit Logging Tracks and records all access and changes to key data and models.		Full audit logging (access and usage) is highlighted for compliance and risk review.
Data Masking Obscures sensitive information in test environments.		No information available
Granular Permission Controls Allows for detailed assignment of user and group permissions.		No information available
Single Sign-On (SSO) Integrates with enterprise SSO providers for unified access management.		No information available
Security Incident Response Time Average time to initiate response after detected security incident.		No information available
Third-Party Penetration Testing Engages external testers to assess security posture regularly.		No information available

Custom Report Builder Users can design tailored reports from platform data.		Insurance clients can build custom reports from Cape’s analytics feeds, by export or direct integration.
Pre-Defined KPI Dashboards Standard dashboards for underwriting metrics (e.g., loss ratio, approval rate).		Standard dashboards (e.g., risk scores, roof condition prevalence, etc.) included.
Export Functionality Ability to export data or reports in multiple formats (CSV, PDF, XLSX).		Data exports in CSV/XLSX formats for insurer consumption are noted in documentation.
Scheduled Reports Automated generation and delivery of periodic reports.		Scheduled reporting and data feeds are a part of enterprise offering.
Real-Time Analytics Live updates to dashboards as new data arrives.		No information available
Automated Alerts Notifies relevant stakeholders when certain thresholds are crossed.		No information available
Report Distribution Channels Number of integrated methods to share reports (email, API, portals).		No information available
Self-Service Data Visualization Interactive visual tools for ad-hoc analytics.		Interactive visualizations of property conditions and risk factors available to users.
Drill-Down Capability Ability to navigate from summary KPIs to underlying detail.		Dashboards allow users to drill down from summary metrics to property-level data.
Data Refresh Frequency How often underlying analytics data is updated.		No information available

Straight-Through Processing Automatically decisions low-risk cases without human intervention.		Used to drive straight-through decisions based on automated property risk scoring.
Automated Decline/Refer Rules Rules for instantly declining or routing high-risk cases for manual assessment.		Customers can set rules to flag/decline/refer high-risk properties automatically.
Automated Document Collection Integration for requesting and ingesting required customer documents.		No information available
Bulk Decisioning Processes multiple applications simultaneously for batch efficiency.		Batch processing of property portfolios is a core platform capability.
Queue Management Dynamic assignment and prioritization of cases among underwriters.		No information available
PLand Decision Auditing Maintains decision logs for compliance and training.		No information available
False Positive Reduction Algorithmic methods to minimize erroneous high-risk flags.		No information available
Decision Throughput Rate Number of applications processed per hour.		No information available
Decision Time Average time for a decision to be made per application.		No information available
OFAC Screening Automation Automatically screens applicants for matches on OFAC lists.		No information available

Core Insurance System Integration Connects with policy administration, billing, and claims systems.		Integrates directly to insurance core systems (policy admin/underwriting portals). Documented with partnership announcements.
Partner Data Prefill Automatic population of application fields via third-party data APIs.		APIs auto-populate relevant insurance fields from partner data (Cape’s own and third-party sources).
Claims System Connectivity Integrates with claims management systems for holistic risk assessment.		Claims system connectivity supported per partnerships and solution pages.
BI Platform Export Exports analytics data to third-party BI tools.		No information available
CRM System Integration Synchronizes data with Customer Relationship Management platforms.		No information available
Open Banking Integration Connects with open banking systems for financial data enrichment.		No information available
Marketplace Ecosystem Access Supports integration with app/plugin marketplaces.		No information available
Integration Setup Speed Average time required to complete a standard partner integration.		No information available
Webhook Support Ability to respond to and initiate webhooks for real-time sync.		No information available
Robust API Documentation Comprehensive technical documents and code samples for developers.		Developer resources and API documentation is extensive and public (support for rapid integration).

Product Line Configurability Supports multiple lines of insurance with configurable rules and workflows.		No information available
Custom Field Support Easily add and manage custom data fields on applications or customer profiles.		Custom data field support (e.g., bespoke underwriting criteria) is noted for insurance partners.
Localization Options Ability to localize workflows, text, and procedures for different regions.		No information available
White-Labeling Allows branding customization to reflect corporate identity.		No information available
Business Rule Customization Enables non-IT staff to update and deploy business logic.		No information available
Workflow Templates Provides starter templates to quickly implement new processes.		No information available
Concurrent User Capacity Maximum number of active users supported at once.		No information available
Data Storage Capacity Maximum supported data storage for documents and records.		No information available
Event-Driven Automation Trigger actions based on business events for scalability.		System designed to trigger actions/alerts based on property events (catastrophe, new imagery, etc.).
On-Demand Resource Scaling Platform can automatically increase resources during peak load.		Cloud-based architecture scales compute and storage resources automatically.

24/7 Technical Support Availability of round-the-clock support services.		No information available
Dedicated Account Manager Provides a single point of contact for issue escalation.		No information available
Knowledge Base Self-service documentation and troubleshooting guides.		Comprehensive knowledge base for insurance clients is available.
Automated Patch Management Automatic deployment of updates and patches.		Security and feature patches are rolled out automatically (cloud SaaS standard).
Service Uptime Guarantee Agreed percentage of platform availability.		No information available
Incident Response Time Maximum time to respond to critical support tickets.		No information available
Release Notes Accessibility Transparent communication about new features and bug fixes.		Provides release notes and change documentation for clients.
Onboarding Support Structured onboarding process for new clients.		Onboarding support for insurance partners is specifically highlighted.
Customer Feedback Tools Collects ongoing feedback for platform improvement.		Offers feedback collection through user surveys and client account management.
Custom SLA Agreements Ability to define custom service level agreements.		No information available

Cape Analytics Property Intelligence from Cape Analytics

Product analysis by function

Risk Assessment Platforms for Underwriting

Data Integration (6 Yes /6 Known /10 Possible features)

Risk Modeling & Analytics (3 Yes /3 Known /10 Possible features)

User Experience & Usability (2 Yes /2 Known /10 Possible features)

Regulatory Compliance (3 Yes /3 Known /10 Possible features)

Security & Privacy (3 Yes /3 Known /10 Possible features)

Reporting & Business Intelligence (6 Yes /6 Known /10 Possible features)

Automation & Decisioning (3 Yes /3 Known /10 Possible features)

Third-Party Integration Ecosystem (4 Yes /4 Known /10 Possible features)

Configurability & Scalability (3 Yes /3 Known /10 Possible features)

Support, Maintenance & SLAs (5 Yes /5 Known /10 Possible features)