at Financial Technnology Year
This content is provided by FinTechBenchmarker.com who are responsible for the content. Please contact them if you have any questions.
Cassiopae Lending Management from Cassiopae
A powerful solution that centralizes and automates the lending lifecycle, from underwriting and approval to servicing and reporting, tailored to meet the needs of corporate clients.
Product analysis by function
Corporate Lending Systems for Corporate Banking
Platforms for managing the entire corporate loan lifecycle from origination to servicing and collection.
More Corporate Lending Systems
More Corporate Banking ...
Loan Origination
(9 Yes /9 Known /12 Possible features)
|
Automated Application Processing Ability to accept and process loan applications electronically. |
Product description states Cassiopae automates processing of loan applications electronically. | |
|
KYC/AML Integration Automatic customer verification and anti-money laundering screening during origination. |
No information available | |
|
Credit Scoring Engine System includes automated tools to assess client creditworthiness. |
Cassiopae includes score-based underwriting, which indicates a credit scoring engine is present. | |
|
Document Management Electronic storage and management of supporting loan documents. |
Electronic document management is a documented feature of Cassiopae Lending Management. | |
|
Workflow Automation Automated routing of applications for approvals and compliance checks. |
Workflow automation is a core aspect of the product, as it routes applications for approvals and compliance. | |
|
Multiple Product Support Support for multiple loan types (term loans, revolving credit, etc.) in a unified workflow. |
Cassiope Lending Management is multi-product, supporting various loan types and workflows. | |
|
Real-time Status Tracking Applicants and internal users can track loan application status in real-time. |
No information available | |
|
Bulk Applications Support for processing multiple loan requests concurrently. |
The platform is described as high-volume, suitable for bulk application processing. | |
|
Multi-stage Approval Configurable steps and participants in the origination process. |
Multi-stage approval workflows are standard in Cassiopae Lending Management. | |
|
Turnaround Time Average time to process a new loan application from start to decision. |
No information available | |
|
Application Data Reuse Reuse of customer data across multiple applications. |
The solution leverages master data for repeat transactions, enabling reuse. | |
|
E-signature Support Ability for applicants and approvers to sign electronic documents. |
E-signature is supported as part of the digital workflow. |
Credit Assessment & Risk Management
(11 Yes /11 Known /12 Possible features)
|
Automated Credit Analysis System performs automated financial and risk assessments on corporate clients. |
Automated credit analysis for risk-based loan origination is a major Cassiopae feature. | |
|
Portfolio Risk Aggregation Aggregates and analyzes risk exposure across all loans in the portfolio. |
Portfolio risk aggregation available via multi-asset portfolio management. | |
|
Custom Risk Models Ability to configure and deploy custom risk and scoring models. |
Custom risk and scoring models supported via configurable credit policies. | |
|
Limit Management Set, monitor, and enforce exposure limits by client and portfolio. |
Limits can be set, monitored and enforced at client and portfolio level. | |
|
Stress Testing Simulate impact of adverse scenarios on portfolio risk. |
Stress testing & scenario simulation supported in Cassiopae's risk modules. | |
|
Collateral Management Track, value, and monitor collateral pledged against loans. |
Collateral management is distinctly called out in solution details. | |
|
Early Warning Indicators System generates alerts for deteriorating risk profiles. |
Early warning indicator capability shown in system-generated alerts. | |
|
Concentration Risk Analytics Tools to monitor concentration by sector, geography, or borrower. |
Cassiope ability to analyze concentration risk by sector/geography is documented. | |
|
Automated Financial Spreading Automation of financial statement data extraction and analysis. |
Automated spreading and analysis of financial data is part of Cassiopae’s offering. | |
|
Credit Review Frequency Number of automatic credit reviews triggered annually per exposure. |
No information available | |
|
Third-party Data Integration Links to external data sources for company ratings, news, or regulatory data. |
Integrates with credit bureaus and third-party data providers for KYC and credit data. | |
|
Risk Reporting Real-time reporting and dashboards on risk levels and metrics. |
Real-time risk dashboards and reporting is a stated capability. |
Loan Administration & Servicing
(11 Yes /11 Known /12 Possible features)
|
Repayment Schedule Management Automated calculation and enforcement of repayment schedules. |
Repayment schedule management is automated and configurable in the system. | |
|
Automated Interest Calculations System auto-calculates interest due, compounding, and adjustments. |
Interest calculations (including compounding) are automated as per product description. | |
|
Flexible Payment Structures Support for bullet, amortizing, step-up/down, or custom schedules. |
Supports multiple repayment types and payment schedules. | |
|
Fee Management Configuration and automation for origination, servicing, and penalty fees. |
Fee management and automation supported for origination and servicing. | |
|
Automated Payment Processing Automatic posting of repayments from clients’ accounts. |
Automated payment processing described as part of its servicing automation. | |
|
Payment Allocation Rules Flexible, rules-based allocation of repayments to principal, interest, and fees. |
Supports rules-based payment allocation logic. | |
|
Loan Modification Support Capability to restructure loans due to covenant breaches or renegotiations. |
Product supports loan modification and restructuring. | |
|
Delinquency Management Automated tracking and alerts for overdue payments. |
Delinquency management through alerts and automated triggers is included. | |
|
Prepayment Processing Automated recalculation if borrowers pay early. |
Prepayment processing is supported, enabling early payment recalculation. | |
|
Account Statements Generation and distribution of periodic account statements. |
Automated generation and delivery of account statements is a documented function. | |
|
Servicing SLA Target turnaround time for standard servicing tasks. |
No information available | |
|
Multi-currency Support Ability to administer loans in multiple currencies. |
Multi-currency loan management is natively supported. |
Covenant & Compliance Monitoring
(7 Yes /7 Known /12 Possible features)
|
Covenant Definition & Tracking Configurable management and monitoring of financial and non-financial covenants. |
Covenant management and monitoring is a major feature. | |
|
Automated Covenant Testing System routinely tests borrower performance against set covenants. |
Automated testing of covenants is supported in compliance workflow. | |
|
Real-time Alerts Immediate notification of breaches or potential breaches. |
Real-time notifications and alerts for breaches and issues are available. | |
|
Regulatory Compliance Checks Assesses and tracks compliance with banking regulations. |
Tracks and checks compliance against regulatory and internal standards. | |
|
Audit Trail Comprehensive logging of changes and monitoring activity. |
Comprehensive audit trail and change history provided by system. | |
|
User-defined Covenant Triggers Custom triggers for specific client or loan requirements. |
No information available | |
|
Exception Tracking System captures, tracks, and reports covenant breaches or waivers. |
No information available | |
|
Automated Remediation Workflows Initiates workflows for breach remediation or escalation. |
No information available | |
|
Compliance Testing Frequency How often automated compliance checks are performed. |
No information available | |
|
Regulatory Reporting Integration Direct integration with required regulatory reporting systems. |
Regulatory reporting and integrations with regulatory systems are highlighted in marketing materials. | |
|
Covenant Document Repository Centralized repository for all covenant and compliance documentation. |
Centralized repository for covenant-related and compliance documentation. | |
|
Multi-standard Support Supports diverse compliance regimes (IFRS, Basel, local requirements). |
No information available |
Collateral & Security Management
(10 Yes /10 Known /12 Possible features)
|
Collateral Register Central system for registering and describing all collateral types. |
Collateral register and inventory management are explicitly cited. | |
|
Automated Collateral Valuation Periodic automatic valuation of pledged assets. |
Automatic periodic revaluation of assets/collateral supported. | |
|
Lien Tracking Records and tracks legal claims on collateral. |
Lien tracking and management is mentioned in collateral features. | |
|
Collateral Shortfall Alerts Alerts if collateral coverage falls below required thresholds. |
Automatic alerts on collateral shortfall are a collateral management feature. | |
|
Revaluation Frequency Frequency of automated collateral revaluation. |
No information available | |
|
Third-party Valuation Integration Links to external collateral appraisers or valuation data. |
Third-party appraisers and integrations for valuation are referenced. | |
|
Margin Call Automation Automatically generates and communicates margin calls. |
Margin call automation is included in collateral feature set. | |
|
Collateral Release Workflow Automated process for collateral release on loan repayment or upon agreed events. |
Automation for collateral release upon loan payoff or pre-defined events. | |
|
Concentration Monitoring Monitors concentration of certain collateral types or issuers. |
No information available | |
|
Deficiency Coverage Calculation Monitors whether current collateral covers outstanding exposure. |
Automatic deficiency coverage calculation is referenced in product materials. | |
|
Legal Documentation Management Electronic repository for legal agreements and registration evidence. |
Legal document management is a supported feature of Cassiopae. | |
|
Multi-currency Collateral Support Ability to track collateral valued in different currencies. |
Multi-currency collateral support is described in product datasheet. |
Pricing, Fees, and Product Configuration
(8 Yes /8 Known /12 Possible features)
|
Rule-based Pricing Engines Configurable pricing models for different loan products and segments. |
Rule-based pricing engine available for custom product configuration. | |
|
Multi-tier Fee Structures Ability to support tiered and negotiated fees. |
Tiered and negotiated fee structures are supported. | |
|
Automated Fee Calculation Calculation and application of applicable fees. |
Automated fee calculation for origination and servicing is included. | |
|
Dynamic Pricing Capabilities Pricing can automatically change based on market or risk conditions. |
No information available | |
|
Interest Rate Type Support Support for fixed, floating, and hybrid interest rate loans. |
Cassiope supports fixed, floating, and hybrid rate loans. | |
|
Benchmark Rate Integration Automatic reference to external rate indexes (LIBOR, SOFR, etc). |
No information available | |
|
Fee Collection Automation Automatic deduction of fees from disbursement or repayments. |
Fee collection automation is supported as part of disbursement and repayment processes. | |
|
Custom Product Variant Creation Ability to create and manage custom product definitions. |
Supports creating and managing custom loan product variants. | |
|
Volume Pricing Support Automated pricing adjustments based on portfolio or client volume. |
Volume-based pricing support cited in product literature. | |
|
Product Catalog Management Centralized repository and management for all loan product variants. |
Centralized management for all loan product definitions. | |
|
Minimum/Maximum Pricing Guardrails System-enforced minimums and maximums for pricing inputs. |
No information available | |
|
Pricing Approval SLAs Maximum time for pricing approval workflow completion. |
No information available |
Customer & Relationship Management
(11 Yes /11 Known /12 Possible features)
|
360-degree Client View Comprehensive, real-time summary of all client exposures and touchpoints. |
360-degree client view for exposures and relationships is highlighted as a key feature. | |
|
Contact & Relationship Hierarchies Support for complex client and group structures, including subsidiaries and parent entities. |
Manages contact and relationship hierarchies including group/parent/child structures. | |
|
Interaction Tracking Logs and manages all client communications and meetings. |
Interaction and communication tracking for clients included in CRM module. | |
|
Loan History Access Instant access to complete loan, transaction, and document history. |
Instant access to full loan and transaction history supported. | |
|
CRM Integration Connectivity to external CRM systems (Salesforce, Microsoft Dynamics, etc). |
Integration with CRM systems such as Salesforce and Microsoft Dynamics available via API. | |
|
Client Risk Profile Tracking Monitors and displays real-time risk indicators for each client. |
Client risk profiling as part of ongoing monitoring features. | |
|
Customer Data Update Tracking Audit trail on all client data changes. |
Tracks customer data updates with audit trails. | |
|
Automated Contact Reminders Automated follow-ups or notification workflows for relationship managers. |
Automated contact reminders for relationship managers and clients. | |
|
Document Upload and Sharing Clients and staff can upload and access shared documents securely. |
Secure document upload and sharing for clients and users. | |
|
Client Segmentation Ability to segment and target clients based on defined criteria. |
Client segmentation supported via configurable criteria. | |
|
Client Onboarding SLA Average onboarding time from application to activation. |
No information available | |
|
Self-service Portal Customer access to view status, download documents, and submit requests. |
Clients have access to a self-service portal for application tracking and document access. |
Reporting & Analytics
(11 Yes /11 Known /12 Possible features)
|
Ad-hoc Report Builder User-friendly interface to build custom reports. |
Ad-hoc report builder for user and management reporting is featured. | |
|
Scheduled Reporting Automated scheduling and distribution of standard and regulatory reports. |
Scheduled reporting and regulatory report delivery is automated. | |
|
Portfolio Performance Dashboards Visual dashboards for real-time KPIs and metrics. |
Portfolio performance dashboards available and configurable. | |
|
Data Export Support Export data in common file formats (CSV, Excel, PDF). |
Data export to common file formats is supported. | |
|
Regulatory Reporting Templates Pre-built templates for regulatory submission requirements. |
Regulatory reporting templates are included for various jurisdictions. | |
|
Exception and Outlier Analytics Automated highlighting of transactions or exposures outside normal parameters. |
Exception and outlier analytic capabilities included. | |
|
Trend Analysis Tools Tools for analyzing portfolio and client-level trends. |
Trend analysis tools for loan book and client KPIs described in solution. | |
|
Automated Data Reconciliation System auto-matches and reconciles reporting data with source systems. |
System matches & reconciles reporting data with underlying portfolios. | |
|
Interactive Visualization Support for interactive graphical analysis (charts, heat maps, etc). |
Interactive dashboards with visualizations in charts and tables supported. | |
|
Report Generation Speed Average time to generate standard reports. |
No information available | |
|
User Security on Reports Role-based access controls for sensitive report viewing. |
Role-based access controls restrict report access to authorized users. | |
|
Integration with BI Tools Native or API-based connectivity to external business intelligence tools. |
Integration with BI tools and open APIs supported. |
Integration & Interoperability
(9 Yes /9 Known /12 Possible features)
|
Open API Framework Comprehensive suite of documented, secure APIs for connectivity. |
Robust, well-documented APIs enable extensibility and interoperability. | |
|
Core Banking Integration Real-time or batch connectivity to core banking and accounting systems. |
Core banking integration through API and batch processing described. | |
|
Third-party Data Feeds Consume data from market data providers, credit bureaus, etc. |
Consumption of third-party data feeds supported for risk and compliance. | |
|
Syndicated Loan System Integration Supports data exchange with loan agency and syndication platforms. |
No information available | |
|
Bulk Data Import/Export Support for efficient, large-scale data import and export. |
Efficient bulk data import/export for portfolio migration and onboarding supported. | |
|
Real-time Webhooks System issues real-time notifications of key events to external systems. |
No information available | |
|
Batch Processing Time Duration required to process a standard data integration batch. |
No information available | |
|
Out-of-the-box ERP Integration Connectors for SAP, Oracle, or similar ERP systems. |
ERP integration connectors for SAP and Oracle documented as available. | |
|
Digital Bank Connectivity Direct digital channels for customer self-service integration. |
Direct digital channels and APIs available for digital banking integration. | |
|
Integration Monitoring Tools Dashboard and alerting for data integration status and failures. |
Integration status monitoring and failure dashboards provided for administrators. | |
|
SSO with Identity Providers Single sign-on with enterprise identity solutions. |
SSO integration supported with enterprise identity providers. | |
|
Data Transformation Support Rules for mapping and transforming incoming and outgoing data. |
Supports mapping and transformation of incoming/outgoing data for integration. |
Security & Access Control
(9 Yes /9 Known /12 Possible features)
|
Role-Based Access Controls (RBAC) Granular access permissions configurable by user roles. |
Role-based access controls (RBAC) configurable at user and group levels. | |
|
Multi-factor Authentication Users must authenticate using more than one factor (e.g., password + OTP). |
Multi-factor authentication is supported for user security. | |
|
Data Encryption in Transit All data exchanged between systems is encrypted during transmission. |
Data encryption in transit (HTTPS/TLS) is standard in Cassiopae's architecture. | |
|
Data Encryption at Rest Sensitive data in storage is encrypted. |
Data at rest encryption provided for all production databases. | |
|
Audit Logging All significant system and user actions are logged for review. |
Audit logging of all significant user/system actions is enforced. | |
|
Privilege Escalation Controls Processes for temporary or emergency access escalation are tightly controlled. |
Privilege escalation is tightly controlled with multi-level approvals. | |
|
User Access Audit Frequency Number of system-automated access reviews per year. |
No information available | |
|
IP Whitelisting Restrict access to the system from defined IP address ranges. |
IP whitelisting for admin/UI access is mentioned within the product security documentation. | |
|
Session Timeout Settings Configurable timeout for inactive user sessions. |
User session timeout is configurable by security policy. | |
|
Data Masking Sensitive data is masked in the UI for users without full privileges. |
UI data masking for sensitive fields is supported by configuration. | |
|
Intrusion Detection Integration Connectivity to bank’s intrusion and anomaly detection services. |
No information available | |
|
Disaster Recovery RTO Target maximum Recovery Time Objective for disaster recovery. |
No information available |
Usability & User Experience
(9 Yes /9 Known /12 Possible features)
|
Responsive UI Design Interface is user-friendly and adapts to various device screens. |
Responsive UI supporting desktop and mobile access is advertised. | |
|
Configurable Dashboards Personalized landing pages and widgets. |
Configurable/personalizable dashboards and widgets are a UX highlight. | |
|
Search & Filter Tools Advanced search and filter across all customer and transaction records. |
Advanced search and filter over all records and documents supported. | |
|
Bulk Action Support Users can perform actions on multiple records simultaneously. |
Bulk actions on multiple items is a UI/UX productivity feature. | |
|
Accessible UI Compliance with accessibility standards (WCAG, Section 508). |
No information available | |
|
Localization Support System can be translated into multiple languages. |
System localization supports multiple languages and regions. | |
|
User Onboarding Wizards Step-by-step helpers for new user setup. |
Guided onboarding for new users is part of user experience design. | |
|
Performance Metrics Average page load speed for core workflow screens. |
No information available | |
|
In-app Help & Tutorials Contextual support and guides embedded in the system. |
In-app help, tooltips, and tutorials are available to users. | |
|
Customizable Menus Users can rearrange and prioritize menu items and shortcuts. |
No information available | |
|
Notification Preferences Users can configure alert and notification settings. |
Each user can configure notification preferences for alerts/notices. | |
|
Mobile Device Access Core workflows are usable from mobile devices and tablets. |
Mobile and tablet access for key workflows is supported (responsive web). |
This data was generated by an AI system. Please check
with the supplier. While you are talking to them, remind them that they need
to update their entry.